FAQ
Another questions
About Insurance
Technical Questions
- What projects are obligatorily written up for the progress of a development and what is each one made up of?
- What technicians intervene in the completion and execution of a project?
- What type of insulation is normally used to insulate the roof of a building?
- Why are some areas of the homes (terraces, washrooms,…) calculated at 50% of inhabitable space?
Financial Questions
- Are there different ways to change a mortgage from one bank to another?
- Is it obligatory for the developer to guarantee the advance deposits made by customers?
- What is the novation of a mortgage about?
- What is the responsibility of mortgages?
- Which reference rates are used to calculate the interest on a loan?
Legal Questions
- Are there different ways to change a mortgage from one bank to another?
- Do different public notaries charge the same rates?
- Is it obligatory for the developer to guarantee the advance deposits made by customers?
- Is it obligatory to make the sale of property public?
- Is the licence for first occupation necessary for the deeds?
- What are the contents of the statutes for the Community of Property Owners? Where are these statutes registered?
- What are the functions of a Community administrator?
- What are the specifications of a sales contract?
- What coverage does a ten-year insurance policy offer?
- What documents must one show to draw up sales deeds?
- What does the customer need to contract electricity and water supplies?
- What guarantees does the customer have over incidents that may arise after the deeds have been passed on?
- What is continued registry information for a building?
- What is the new works deed and horizontal division?
- What is the novation of a mortgage about?
- What is the responsibility of mortgages?
- What is the Tax on Documented Legal Minutes (Actos Jurídicos Documentados, AJD)?
- What is the Tax on Properties (Impuesto sobre Bienes Inmuebles, (IBI)?
- What is the tax on Property Transfer (Impuesto sobre Transmisiones Patrimoniales, ITP)?
- What is the tax on the Increase of Value of Urban Terrain (Impuesto sobre el Incremento de Valor de los Terrenos de Naturaleza Urbana, plusvalía)?
- What projects are obligatorily written up for the progress of a development and what is each one made up of?
- What tax advantages can be obtained by purchasing a home?
- What technicians intervene in the completion and execution of a project?
- What type of insulation is normally used to insulate the roof of a building?
- What type of Value Added Tax (IVA) applies to the sale or purchase of properties?
- Which reference rates are used to calculate the interest on a loan?
- Why are some areas of the homes (terraces, washrooms,…) calculated at 50% of inhabitable space?
- • What special circumstances apply to foreigners who acquire a property?
Tax Questions
- What is the Tax on Documented Legal Minutes (Actos Jurídicos Documentados, AJD)?
- What is the Tax on Properties (Impuesto sobre Bienes Inmuebles, (IBI)?
- What is the tax on Property Transfer (Impuesto sobre Transmisiones Patrimoniales, ITP)?
- What is the tax on the Increase of Value of Urban Terrain (Impuesto sobre el Incremento de Valor de los Terrenos de Naturaleza Urbana, plusvalía)?
- What tax advantages can be obtained by purchasing a home?
- What type of Value Added Tax (IVA) applies to the sale or purchase of properties?